IVF Cost in India: What It Includes, How It Varies, and What You Really Pay

When you’re considering IVF, a medical procedure where eggs are fertilized outside the body and implanted into the uterus to help achieve pregnancy. Also known as in vitro fertilization, it’s one of the most common fertility treatments in India today. But cost isn’t just about the procedure—it’s about what’s bundled, what’s extra, and how many rounds you might need. Many people assume IVF is a single, fixed price, but the truth is more complex. A basic cycle in a mid-tier clinic might start around ₹1.5 lakh, but add medications, genetic testing, or frozen embryo transfers, and you’re looking at ₹3-4 lakh or more. The biggest surprise? Most of that isn’t the lab work—it’s the drugs.

IVF success rate, the percentage of cycles that result in a live birth, which drops sharply after age 35 directly affects how many cycles you might need. If your first try doesn’t work, you’re not alone—nearly half of IVF patients need more than one cycle. That means the real cost isn’t just the first payment. It’s the total you spend over months or even years. And if you’re thinking about IVF gender selection, using genetic testing to choose the sex of the embryo before implantation, that’s an extra ₹50,000–₹1 lakh on top, and it’s only legal in India for medical reasons, not personal preference. Clinics often don’t lead with these add-ons. You have to ask. What’s included in the quoted price? Are ultrasounds, blood tests, and embryo freezing part of it? Or are they billed separately? And what happens to unused embryos? These aren’t just logistics—they’re financial decisions.

What you’ll find in the posts below isn’t just a list of prices. It’s real talk from people who’ve been through it—what they paid, what surprised them, and what they wish they’d known before starting. You’ll see how success rates change with age, how some clinics offer package deals that actually save money, and why skipping genetic testing might cost you more in the long run. There’s also a look at the emotional and physical toll of multiple cycles, and how some couples manage the stress while keeping costs under control. No fluff. No sales pitches. Just what matters when you’re trying to build a family.