Financial Living: How Money Choices Impact Your Health and Daily Life

When we talk about financial living, the daily practice of managing money in a way that supports your health, stability, and peace of mind. It's not just about saving or cutting corners—it's about making smart choices when every dollar counts, especially when your health is on the line. In India, where out-of-pocket medical spending hits nearly 60% of total health costs, financial living means deciding between buying Ozempic or paying the rent, choosing between a DEXA scan and a grocery run, or skipping therapy because insurance won’t cover it.

Ozempic, a weight-loss and diabetes drug that can cost over ₹20,000 a month isn’t just a prescription—it’s a financial burden. People are searching for cheaper alternatives, savings cards, and even online pharmacies just to keep taking it. IVF, a fertility treatment that can cost ₹2-5 lakhs per cycle isn’t just a medical procedure—it’s a life-altering financial gamble. And when you’re dealing with untreated ADHD, a condition that often leads to job loss, debt, and relationship breakdowns, financial living becomes a daily battle just to stay afloat.

These aren’t abstract problems. They show up in the stories of people skipping meals to afford knee pain meds, delaying dental implants because they can’t pay upfront, or avoiding mental health care because therapy isn’t covered. Financial living isn’t about being rich—it’s about having control. It’s knowing you can get a bone density test without selling your gold jewelry, or asking for a generic version of Wegovy without shame. It’s about understanding that your health and your wallet are tied together—sometimes painfully so.

Below, you’ll find real, practical guides on what things actually cost, how to stretch your money without sacrificing care, and what options exist when insurance falls short. No fluff. Just what works for people in India trying to stay healthy without going broke.